Personal Services
Explore our range of services designed to fit your personal tax and accounting needs.
Individual Tax Preparation
Individual tax returns (Form 1040)
Federal, state, and local tax return preparation for individuals
Multistate tax filing for individuals who live, work, or earn income in more than one state
Personal Tax Planning & Strategy
Equity compensation planning, including incentive stock options (ISOs) and restricted stock units (RSUs)
Personal tax projections and quarterly estimated payments
Salary annualization
Tax regulation consulting
Year-end tax planning, including income deferral and acceleration strategies
Coordination with financial advisors for integrated financial planning
Retirement and estate planning referrals
Structuring investments for tax efficiency
Cost segregation studies for individually owned rental and investment properties
What are ISOs and RSUs, and how do you help me plan around them?
Incentive stock options and restricted stock units are two common ways employers pay you in company stock instead of, or alongside, cash. ISOs let you buy shares later at a set price, while RSUs vest into shares you own outright, and each is taxed differently. We review your equity grants and timing before you exercise or sell, not after.
What does working with a financial advisor alongside your firm actually look like?
We do not manage investments, but we coordinate directly with your financial advisor so that tax strategy and investment strategy work together, not against each other. That might mean reviewing a withdrawal strategy, a planned trade, or your retirement contributions alongside your tax projections.
How does tax planning change as my self-employment grows from a side project into a full-time business?
Every self-employed person moves through stages, and the right structure and planning approach changes at each one. Early on, most people operate as a sole proprietor, but as profit grows, retirement plan options, entity structure, and S corporation election start to matter. We help you plan the next step before a big tax bill forces the issue.
I moved to a new state, or I work remotely for an employer based somewhere else. What does that mean for my taxes?
The answer depends on where you live, where you work, and where your employer is based, and you may end up filing in more than one state. Some states have agreements that prevent double taxation on the same income, but that protection is not automatic. We review your situation to align your withholding and filings with where you actually owe tax.
Self-Employed & Sole Proprietor Services
Tax planning and advice for self-employed individuals, freelancers, and sole proprietors, at every stage from a first side project to a fully established business
Bookkeeping for self-employed individuals and sole proprietors
Other Personal Services
Nanny tax and household employer payroll (referral to our recommended payroll specialist)
Forensic accounting and litigation support for personal matters, such as divorce or estate disputes
Notary services for personal documents
Frequently Asked Questions
What is actually involved in a year-end tax planning review?
A good year-end review looks at your full income picture, including anything unusual like a bonus or a stock sale, and looks for ways to shift income or deductions before the year closes, through retirement contributions, charitable timing, or deferring income. We recommend having this conversation in the fall, while there is still time to act, not during tax season.
I am a few years from retirement. How does tax planning change once I start drawing down retirement accounts?
The accumulation years and the withdrawal years call for different strategies. The order you draw from taxable, tax-deferred, and tax-free accounts can change your tax bill year to year, and required withdrawals start at a specific age. We help you plan that sequencing years in advance, when you still have flexibility.
I hired a nanny or another household employee. What are my tax obligations?
If you pay someone to work in your home, such as a nanny or caregiver, and they are not an independent contractor, you may be considered a household employer by the IRS. That brings withholding, employer tax, and reporting obligations that are easy to miss with no payroll department handling it. We help clients set this up correctly from the start.
My income varies a lot because of bonuses, commissions, or freelance work, how does that affect my estimated taxes?
Irregular income makes standard quarterly estimated payments tricky, since even payments can leave you underpaid early or overpaid later. An annualized income method lets you calculate payments based on when income is actually earned, which can reduce penalties. We help clients build a payment schedule that matches how the money comes in.